About FactorFlow
We're on a mission to eliminate cash flow gaps for every growing business. Since 2019, we've funded over $2.4 billion in invoices.
Our Story
FactorFlow was born from a simple frustration: why should profitable businesses struggle with cash flow just because their customers take 30, 60, or 90 days to pay? Our founder, Sarah Chen, saw this problem firsthand during her years in trade finance at Goldman Sachs — small and mid-size businesses with solid receivables, unable to access the working capital they needed to grow.
We built FactorFlow to change that. Using modern technology, transparent pricing, and fast decision-making, we've created an invoice factoring platform that gets cash into business owners' hands within 24 hours — not weeks.
Today, we serve over 12,000 businesses across all 50 states, from $500K startups to $50M enterprises. Our AI-powered credit engine and streamlined operations mean faster funding, lower fees, and a better experience than traditional factoring companies.
Company Milestones
Founded in Austin, TX with $5M seed funding
Launched platform, funded first $10M in invoices
Series A ($25M), expanded to all 50 states
Crossed $500M in total funded invoices
SOC 2 Type II certified, launched API platform
Series B ($60M), surpassed $2B in total funding
Launched AI-powered credit scoring, 12K+ clients
Leadership Team
Sarah Chen
CEO & Co-Founder
Former VP at Goldman Sachs with 15 years in trade finance. Founded FactorFlow to democratize access to working capital.
Marcus Rivera
CTO
Ex-Stripe engineer. Built payment infrastructure processing $50B+ annually. Leads our engineering and security teams.
Amanda Foster
CFO
CPA with 20 years in financial services. Previously CFO at two fintech startups through successful exits.
David Park
VP of Risk
Former Moody's credit analyst. Developed our proprietary risk scoring model that has maintained <0.5% default rate.
Lisa Thompson
VP of Operations
Operations expert with background at OnDeck Capital. Streamlined our funding process to achieve same-day advances.
James Wilson
Head of Sales
12 years in B2B financial sales. Built our nationwide partner network of 500+ referral partners.
Security & Compliance
Your data and funds are protected by industry-leading security standards.
SOC 2 Type II
Annual audit of security controls
PCI DSS
Payment card data security
ISO 27001
Information security management
GDPR/CCPA
Data privacy compliance