Factoring Calculator

See exactly how much cash you can unlock from your invoices. Adjust the sliders to match your situation.

Adjust Your Parameters

$50,000
$1,000$500,000
90%
70%95%
2.5%
0.5%5.0%
30 days
15 days120 days
$200,000
$10,000$2,000,000

Your Advance Breakdown

Invoice Amount$50,000
Advance Amount (90%)$45,000
Reserve Held$5,000
Factoring Fee (2.5%)-$1,250
Total You Receive$48,750

Cost Analysis

30.4%
Effective APR
$822
Cost of Waiting
$1,250
Factoring Cost
$428
Net Cost

Cash Flow Comparison

With FactorFlow (Day 1)$45,000
Without Factoring (Day 30)$50,000

Get 90% of your invoice value on Day 1 vs. waiting 30 days for full payment.